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2025 Australian Car Insurance Call Centre Rankings
When Australians shop around for a new car insurance policy, the experience they receive during that first call can shape whether they go ahead — or go elsewhere. These quarterly rankings reveal how well insurers handle sales-focused enquiries, not claims or account service.
Calls are placed by mystery shoppers using real scenarios — no scripts, no advance notice. Some insurers deliver fast, helpful experiences. Others don’t. These rankings surface both, providing a clear, public view of performance in one of Australia’s most competitive consumer markets.
These assessments support ACXPA’s broader mission to improve customer experience standards nationwide. By providing independent, evidence-based insight, we help insurers benchmark their performance and identify opportunities to win more customers through better service.
, you’ve unlocked access to the full Quarterly Sector Report at the bottom of this page – including leaderboard results across five key CX metrics, expert commentary, and current industry trends.
Want more insights? ACXPA Members get access to everything – including monthly leaderboards, rolling performance reports, previous quarterly reports, lifetime rankings, downloads, and premium industry tools.
Upgrade to membership to unlock Australia’s best resources for contact centre professionals – including templates, calculators, the video library, exclusive self-paced training and more.
, as a member, the full Quarterly Sector Report is available at the bottom of the page — including the latest leaderboards, detailed analysis across five CX metrics, and expert commentary. You have full access with no restrictions.
But that’s just the beginning. You’ve also unlocked ongoing access to some of the most valuable Contact Centre CX insights in Australia:
Australian-based mystery shoppers replicate real customer enquiries — not rehearsed or scripted scenarios. Calls are placed randomly across days and times using realistic questions about quotes, coverage, excess, and inclusions.
We don’t measure theory — we measure reality. Customers don’t care about averages, sample sizes, or how refined internal processes appear — they care about their experience. That one moment can influence trust, action, or abandonment — and that’s exactly what we assess.
All results reflect new customer enquiries — with no policy number, existing relationship, or claims history provided — ensuring consistency and comparability across all insurers.
Note: Calls relating to claims, disputes, or account management are typically handled by separate teams and are excluded from this assessment.
Why We Selected These Car Insurers to Benchmark
We created the Australian Call Centre Rankings to give the industry what it’s been missing: independent, transparent insight into what customers are really experiencing.
Most of the “research” in our industry is commissioned by vendors as part of lead generation campaigns. We’re not here to sell software or inflate marketing stats — we’re here to recognise those doing well and help the rest improve, using real data from real customers.
Every interaction is scored against our Contact Centre CX Standards — a national framework built on decades of frontline experience. Our Agent Mastery assessment focuses on soft skills and behaviours that apply to all contact centres, while our Accessibility measures reflect what customers value most: reaching a live agent quickly, with minimal friction and maximum respect for their time.
We selected a range of major and challenger car insurers to reflect the different experiences customers have when shopping around for quotes, comparing policy options, or switching providers. These insurers weren’t included because they paid us (they didn’t), but because meaningful benchmarking requires real-world data from recognisable brands.
We don’t use large sample sizes — and that’s intentional. Customers form lasting impressions from a single call, not a statistical average. And after years of assessing calls, we’ve found the same trends appear whether we review 5 or 50. Big patterns don’t need big data — they just need the right lens.
That approach also allows us to absorb the cost of this program — keeping the data clean, credible, and free from commercial agendas, so the insights remain focused on improving customer outcomes, not selling products.
To keep the program independent and growing, we offer a low-cost benchmarking service that gives each participating business detailed insights into their own performance, objective comparisons with chosen peers, and access to deeper data trends. At the same time, every participant helps expand the national dataset — improving the accuracy, relevance, and value of the insights for the entire sector.
We also believe it’s time the industry took greater ownership of poor performance. Contact centres have been around for decades — and there’s no excuse for inconsistent service or failing the basics. Despite the many great call centres out there, public perception remains that most call centres are frustrating or ineffective. These rankings are a way to spotlight the top performers, but also to uncover where and why others are struggling — so we can help fix it, together.
Which Insurers Are Delivering on CX – and Which Are Falling Short?
Each quarter, we publicly share a snapshot of real customer experience performance in the car insurance sector – based on independent assessments of call centre accessibility, responsiveness, and agent service.
Below, you’ll see the latest leaderboard results for two of the most impactful CX metrics: Overall CX and Average Wait Times. These rankings highlight the top three performing car insurers – recognising those delivering outstanding customer experiences – as well as the lowest ranked insurer for the quarter.
Want even more insights?
The latest quarterly report is available at the bottom of this page – but as a visitor, you'll only see the Executive Summary.
Subscribe for free to unlock the full leaderboard results across all five CX metrics, expert commentary, and sector-wide trend insights.
Subscribers get access to the full report each quarter – but not previous reports or deeper historical data.
For complete access, ACXPA Members unlock everything: monthly and rolling leaderboards, all previous reports, downloadable data, plus Australia’s best premium resources for contact centre professionals – including templates, calculators, the video library, and exclusive self-paced courses.
🏆 OVERALL CX Leaderboard
Car Insurance Providers - Q1 2025The ultimate measure of customer experience excellence, reflecting performance across all touchpoints, including accessibility and agent mastery.
Car Insurance Providers - Q1 2025The average wait time to connect with a live agent about a new car insurance policy (measured from the start of being placed into the queue).
Thanks to the support of our amazing sponsors, we are able to conduct independent, vendor-agnostic research right here in Australia, providing you with valuable insights into the industry.
Australian Car Insurance Sector Call Centre Trends
How the Australian Car Insurance Sector is Tracking Across Key Call Centre CX Metrics
The chart below highlights the quarterly performance of the car insurance sector across three key metrics – Overall CX, Accessibility, and Agent Mastery – based on aggregated results from real-world mystery shopping assessments.
It shows how performance is shifting quarter to quarter – revealing where insurers are lifting service levels, and where friction points are emerging in access or agent capability.
More insights are available in the Car Insurance Sector Quarterly Reports, including expert commentary, top performers across all five core metrics, and deeper analysis by metric and trend.
How Contact Centre Performance Is Tracking Across the Car Insurance Sector
Based on over 80 individual metrics, this chart tracks how Australian car insurance providers are performing each quarter across three core call centre CX metrics: Overall CX, Accessibility, and Agent Mastery.
Overall CX
This is the headline metric – representing the total customer experience across every stage of the call journey. It’s calculated using a weighted combination of the Accessibility and Agent Mastery scores, providing a holistic view of how well insurers are delivering end-to-end service.
Accessibility
This measures how easily and quickly potential customers can reach a real person. It includes navigating phone menus, clarity of options, queue times, and whether customers successfully connect with an agent. Higher scores reflect smoother, more customer-friendly access experiences.
Agent Mastery
This evaluates the service quality and soft skills of the agent. It covers how well they greet, listen, explain policy options, and support the purchase decision – as well as professionalism, empathy, and clarity. It’s a direct indicator of frontline performance and sales-readiness.
Car Insurance Sector Insights – What You Can Access
Discover the difference between public, free, and member access to our Car Insurance sector insights.
From customer sales call responsiveness to policy enquiry handling and sector-wide benchmarking,
here’s what you can access right now — and what unlocks with a free or paid ACXPA account.
Visitor
Subscriber (Free)
Member (Paid)
Available Car Insurance Sector Data
Read the Executive Summary for the Quarterly Car Insurance Sector Report
High-level overview of the quarterly results - updated quarterly and free to access.
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View the Top 3 and Lowest-ranked Car Insurers (5 metrics)*
Current Quarter Leaders – Visitors only see one metric (Overall CX). Subscribers and Members see both Top 3 and the lowest-ranked for all 5 key metrics.
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Access the Members-Only Car Insurance Benchmarking Dashboard
Explore monthly trends, CX champions, current, 3 & 6-month leaderboards, sector summaries, and downloadable PDF reports – exclusive to ACXPA Members.
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View Individual Car Insurer Results in Monthly & Quarterly PDF Reports
24 metrics for 3 real insurers plus sector benchmarks.
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High/Low Leaderboards (12 metrics)
See highest and lowest Car Insurance sector scores updated quarterly for 12 metrics.
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Access Last 4 Quarterly Car Insurance Sector Reports
Track sector performance over time.
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▶ See What Else You’re Missing (click to expand)
In addition to the sector-specific data above, you can also unlock the following national insights:
National Call Centre Rankings Access
View Current Quarter Industry Leaders (5 metrics)
Top performers across CX, accessibility, and more.
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Annual Industry Trends (15 metrics)
See how the industry is shifting year to year.
As a free Subscriber, you unlock more in-depth car insurance insights: from sector leaderboards and
national trends to downloadable PDF reports. Paid Members get everything — plus exclusive tools,
performance dashboards, and community support to help your sales and service teams deliver better customer experiences.
Subscriber (Free)
Member (Paid)
Car Insurance Sector Data
Read the Executive Summary for the Quarterly Car Insurance Sector ReportHigh-level overview updated quarterly and free to access.
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View the Top 3 and Lowest-ranked Insurers (5 metrics)*Current Quarter Leaders – Visitors see only the Top 3. Subscribers and Members see both Top 3 and Lowest-ranked.
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Access the Members-Only Car Insurance Benchmarking HubExplore monthly trends, CX champions, current, 3 & 6-month leaderboards, sector summaries, and downloadable PDF reports – exclusive to ACXPA Members.
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View Individual Insurer Results in Monthly & Quarterly PDF ReportsView 24 metrics for 3 real insurers plus sector benchmarks.
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High/Low Leaderboards (12 metrics)View the highest and lowest Car Insurance sector scores for 12 metrics, updated quarterly.
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Access Last 4 Quarterly Car Insurance Sector ReportsTrend data across car insurance contact performance over time.
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▶ See What Else You’re Missing (click to expand)
In addition to the car insurance sector specific data above, you can also unlock the following national insights:
National Rankings Access
View Current Quarter Industry Leaders (5 metrics)View the Top performers across CX, accessibility, and more.
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Annual Industry Trends (15 metrics)See how the industry is shifting year to year.
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Sector Comparison Trends (5 metrics)Quarterly cross-sector comparison across 5 benchmarks.
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Top Industry Performers (15 metrics)View Leaderboards for the current month, plus rolling 3 & 6 months for powerful real-time insights.
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Month-to-Month Industry Trends (15 metrics)Monthly metric changes to spot emerging issues and wins.
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Enhanced Sector Comparison Trends (13 metrics)Deep dive into sector differences across 13 metrics.
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Downloadable Industry Reports (PDF)Access monthly and quarterly reports offline as PDFs.
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Lifetime Industry Leaderboards (6 metrics)The most consistent top performers since tracking began.
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Additional ACXPA Member Benefits
Access exclusive discounts on our Car Insurance Benchmarking ServiceMembers receive 10% off ongoing benchmarking engagements.
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Access Australia’s Most Comprehensive Contact Centre ResourcesGuides, templates, calculators, explainer videos and more.
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Discounts to Events & Live TrainingSave on CX Skills training sessions and ACXPA industry events.
The 5 Metrics Included in the Quarterly Car Insurance Reports Below
These five metrics offer a high-level snapshot of how car insurers are performing in critical areas like sales enquiry handling and accessibility.
They represent just a slice of the 80+ individual measures assessed each month through our Car Insurance Benchmarking Services which offer four flexible options to meet different needs and budgets.
As a Visitor, you can view the Executive Summary for the latest report. To see full results, rankings and trends, consider becoming a Subscriber or Member.
Overall CX Ranking The headline measure of customer experience – combining accessibility and agent service into a single score.
Accessibility Ranking Measures how quickly and easily potential customers can reach a live agent – no client ID required.
Agent Mastery Ranking Evaluates how well frontline staff handle sales-style enquiries – including professionalism, clarity, and resolution quality.
Calls Answered Percentage Tracks the percentage of calls answered within 10 minutes — a key accessibility benchmark.
Average Wait Times Reflects the time customers spend in queue before speaking to someone — a major driver of satisfaction (or frustration).
Special Offer: Trial Our Contact Centre CX Benchmarking PLUS Service for $697
Get independent CX insights across 80+ contact centre metrics — including monthly benchmarking against five nominated competitors. It’s the smartest way to see how your insurance call centre compares to the industry.
Our PLUS service is just one of four benchmarking options tailored for insurers – from public rankings to deep-dive private assessments. Whether you’re chasing competitive intelligence, improving frontline performance, or lifting overall CX, we’ve got you covered.
Coming Soon! The Q2 2025 Car Insurance Providers Call Centre Rankings will reveal the top call centres in Australia including average wait times, quality of service, call answer percentage and more!
Current Report! The Q1 2025 Car Insurance Providers Call Centre Rankings will reveal the top call centres in Australia including average wait times, quality of service, call answer percentage and more!
Members Only! View the Q4 2024 Car Insurance Providers Call Centre Rankings with average wait times, quality of service, call answer percentage and lots more!
Members Only! View the Q3 2024 Car Insurance Providers Call Centre Rankings with average wait times, quality of service, call answer percentage and lots more!
Members Only! View the Q2 2024 Car Insurance Providers Call Centre Rankings with average wait times, customer service quality, answer percentage and lots more!
, Your Quarterly Car Insurance Sector Insights Await
As an ACXPA Subscriber, you can access the latest quarterly Car Insurance Sector report featuring five key CX metrics, executive summary, the Contact Centre CX Quadrant and sector trends.
To unlock monthly leaderboards, past performance reports, CX Champions, downloadable insights and more, upgrade to a Full Membership today.
Overall CX Ranking The headline measure of customer experience – combining accessibility and agent service into a single score.
Accessibility Ranking Measures how quickly and easily potential customers can reach a live agent – no client ID required.
Agent Mastery Ranking Evaluates how well frontline staff handle sales-style enquiries – including professionalism, clarity, and resolution quality.
Calls Answered Percentage Tracks the percentage of calls answered within 10 minutes — a key accessibility benchmark.
Average Wait Times Reflects the time customers spend in queue before speaking to someone — a major driver of satisfaction (or frustration).
Special Offer: Trial Our Contact Centre CX Benchmarking PLUS Service for $697
Get independent CX insights across 80+ contact centre metrics — including monthly benchmarking against five nominated competitors. It’s the smartest way to see how your insurance call centre compares to the industry.
Our PLUS service is just one of four benchmarking options tailored for insurers – from public rankings to deep-dive private assessments. Whether you’re chasing competitive intelligence, improving frontline performance, or lifting overall CX, we’ve got you covered.
Coming Soon! The Q2 2025 Car Insurance Providers Call Centre Rankings will reveal the top call centres in Australia including average wait times, quality of service, call answer percentage and more!
Current Report! The Q1 2025 Car Insurance Providers Call Centre Rankings will reveal the top call centres in Australia including average wait times, quality of service, call answer percentage and more!
Members Only! View the Q4 2024 Car Insurance Providers Call Centre Rankings with average wait times, quality of service, call answer percentage and lots more!
Members Only! View the Q3 2024 Car Insurance Providers Call Centre Rankings with average wait times, quality of service, call answer percentage and lots more!
Members Only! View the Q2 2024 Car Insurance Providers Call Centre Rankings with average wait times, customer service quality, answer percentage and lots more!
, Your Access to All Car Insurance Sector Reports and Insights
As an ACXPA Member, you unlock full access to our complete library of Car Insurance Sector Reports – including all past quarters, downloadable reports, current and lifetime leaderboards, sector trends and lots more.
Scroll down to explore the available quarterly reports.
The 5 Metrics Included in the Quarterly Car Insurance Reports Below
The five metrics included provide a snapshot of performance in the car insurance sector — but they’re just a small sample of the 80+ individual measures assessed each month through our Car Insurance Benchmarking Services, which include four tailored options to suit different goals and budgets.
Overall CX Ranking The ultimate measure of CX – reflecting performance across all key touchpoints, including accessibility and agent service.
Accessibility Ranking Tracks how quickly and easily customers can connect with a live agent.
Agent Mastery Ranking Evaluates the quality, professionalism and helpfulness of the agent experience.
Calls Answered Percentage Percentage of calls answered within 10 minutes.
Average Wait Times How long customers spend in the queue before speaking to a live agent.
Special Offer: Trial Our Contact Centre CX Benchmarking PLUS Service for $697
Get independent CX insights across 80+ contact centre metrics — including monthly benchmarking against five nominated competitors. It’s the smartest way to see how your insurance call centre compares to the industry.
Our PLUS service is just one of four benchmarking options tailored for insurers – from public rankings to deep-dive private assessments. Whether you’re chasing competitive intelligence, improving frontline performance, or lifting overall CX, we’ve got you covered.
Coming Soon! The Q2 2025 Car Insurance Providers Call Centre Rankings will reveal the top call centres in Australia including average wait times, quality of service, call answer percentage and more!
Current Report! The Q1 2025 Car Insurance Providers Call Centre Rankings will reveal the top call centres in Australia including average wait times, quality of service, call answer percentage and more!
Members Only! View the Q4 2024 Car Insurance Providers Call Centre Rankings with average wait times, quality of service, call answer percentage and lots more!
Members Only! View the Q3 2024 Car Insurance Providers Call Centre Rankings with average wait times, quality of service, call answer percentage and lots more!
Members Only! View the Q2 2024 Car Insurance Providers Call Centre Rankings with average wait times, customer service quality, answer percentage and lots more!
Looking for Full Access to the Car Insurance Sector Reports?
You're currently logged in under a Business Membership, which doesn’t include full access to the Car Insurance Sector Reports.
To explore all current and historical quarterly reports – including car insurer rankings, sector trends, and detailed performance insights – you’ll need to log in with an Individual Membership.