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When Australians reach out to open a new account, apply for a credit card, or enquire about home loan options, the contact centre experience plays a key role. These quarterly rankings reveal how well leading banks handle sales-focused enquiries — from accessibility to wait times and the quality of service provided.
All calls are placed by Australian-based mystery shoppers using real scenarios — no scripts, no advanced notice. These rankings show which banks make it easy to engage, and which ones risk losing potential customers through poor phone experiences.
This work supports ACXPA’s broader mission to improve customer experience standards across Australia. By surfacing independent, real-world performance insights, we help banks pinpoint gaps, track improvements, and raise service benchmarks in a highly competitive sector.
All calls are assessed using the
Australian Contact Centre CX Standards
— ACXPA’s national framework for measuring accessibility and agent service quality. Deeper insights are available through the
Banking CX Benchmarking Service
, which tracks over 80 performance metrics and enables banks to benchmark performance against industry peers.
Public results are updated quarterly, while ACXPA Members access monthly data, leaderboards, and more detailed trend analysis.
, you’ve unlocked access to the full Quarterly Sector Report at the bottom of this page – including leaderboard results across five key CX metrics, expert commentary, and current industry trends.
Want more insights? ACXPA Members get access to everything – including monthly leaderboards, rolling performance reports, previous quarterly reports, lifetime rankings, downloads, and premium industry tools.
Upgrade to membership to unlock Australia’s best resources for contact centre professionals – including templates, calculators, the video library, exclusive self-paced training and more.
, as a member, the full Quarterly Sector Report is available at the bottom of the page — including the latest leaderboards, detailed analysis across five CX metrics, and expert commentary. You have full access with no restrictions.
But that’s just the beginning. You’ve also unlocked ongoing access to some of the most valuable Contact Centre CX insights in Australia:
Australian-based mystery shoppers replicate genuine banking enquiries — not scripted or rehearsed interactions. Calls are made randomly across days and times, using real questions about credit cards, transaction accounts, and home loan options.
We don’t measure theory — we measure reality. Prospective customers don’t care about averages, sample sizes, or how polished your internal processes look — they care about their experience. That one call can influence whether they continue the journey or walk away.
All results reflect new customer enquiries — made without providing account numbers or prior relationships — ensuring a consistent and impartial benchmark across all institutions.
Note: Calls related to existing account management, digital banking support, or transaction issues are typically handled by separate teams and are excluded from this assessment.
Why We Selected These Banks to Benchmark
We created the Australian Call Centre Rankings to give the industry what it’s been missing: independent, transparent insight into what customers are really experiencing.
Most of the “research” in our industry is commissioned by vendors as part of lead generation campaigns. We’re not here to sell software or inflate marketing stats — we’re here to recognise those doing well and help the rest improve, using real data from real customers.
Every interaction is scored against our Contact Centre CX Standards — a national framework built on decades of frontline experience. Our Agent Mastery assessment focuses on soft skills and behaviours that apply to all contact centres, while our Accessibility measures reflect what customers value most: reaching a live agent quickly, with minimal friction and maximum respect for their time.
We selected a mix of major banks and newer challengers to reflect the diversity of customer experiences in Australia’s financial services sector — not because they paid to be included (they didn’t), but because meaningful benchmarking requires real-world data from recognisable brands.
We don’t use large sample sizes — and that’s intentional. Customers form lasting impressions from a single call, not a statistical average. And after years of assessing calls, we’ve found the same trends appear whether we review 5 or 50. Big patterns don’t need big data — they just need the right lens.
That approach also allows us to absorb the cost of this program — keeping the data clean, credible, and free from commercial agendas, so the insights remain focused on improving customer outcomes, not selling products.
To keep the program independent and growing, we offer a low-cost benchmarking service that gives each participating business detailed insights into their own performance, objective comparisons with chosen peers, and access to deeper data trends. At the same time, every participant helps expand the national dataset — improving the accuracy, relevance, and value of the insights for the entire sector.
We also believe it’s time the industry took greater ownership of poor performance. Contact centres have been around for decades — and there’s no excuse for inconsistent service or failing the basics. Despite the many great call centres out there, public perception remains that most call centres are frustrating or ineffective. These rankings are a way to spotlight the top performers, but also to uncover where and why others are struggling — so we can help fix it, together.
Which Banks Are Delivering on CX – and Which Are Falling Short?
Each quarter, we publicly share a snapshot of real customer experience performance in the banking sector – based on independent assessments of call centre accessibility, responsiveness, and agent service.
Below, you’ll see the latest leaderboard results for two of the most impactful CX metrics: Overall CX and Average Wait Times. These rankings highlight the top three performing bank contact centres – recognising those delivering outstanding customer experiences – as well as the lowest ranked bank for the quarter.
Want even more insights?
The latest quarterly report is available at the bottom of this page – but as a visitor, you'll only see the Executive Summary.
Subscribe for free to unlock the full leaderboard results across all five CX metrics, expert commentary, and sector-wide trend insights.
Subscribers get access to the full report each quarter – but not previous reports or deeper historical data.
For complete access, ACXPA Members unlock everything: monthly and rolling leaderboards, all previous reports, downloadable data, plus Australia’s best premium resources for contact centre professionals – including templates, calculators, the video library, and exclusive self-paced courses.
🏆 OVERALL CX - Leaderboard
Australian Banks - Q1 2025The ultimate measure of customer experience excellence, reflecting performance across all touchpoints, including accessibility and agent mastery.
Australian Banks - Q1 2025The average wait time to connect with a live agent about a new financial services product enquiry (measured from the start of being placed into the queue).
Thanks to the support of our amazing sponsors, we are able to conduct independent, vendor-agnostic research right here in Australia, providing you with valuable insights into the industry.
Australian Banking Sector Call Centre Trends
How the Australian Banking Sector is Tracking Across Key Call Centre CX Metrics
The chart below highlights the quarterly performance of the banking sector across three key metrics – Overall CX, Accessibility, and Agent Mastery – based on aggregated results from real-world mystery shopping assessments.
It shows how performance is shifting quarter to quarter – revealing where banks are improving service, and where gaps in accessibility or agent delivery are starting to show.
More insights are available in the Banking Sector Quarterly Reports, including expert commentary, top performers across all five core metrics, and deeper analysis by metric and trend.
How Contact Centre Performance Is Tracking Across the Australian Banking Sector
Performance trends across three core call centre CX metrics – based on over 80 measures from real-world assessments of new banking enquiries (e.g. loans, credit cards, term deposits).
Overall CX
This is the headline metric – representing the total customer experience across every stage of the call journey. It’s calculated using a weighted combination of the Accessibility and Agent Mastery scores, providing a holistic view of how well banks are delivering end-to-end service.
Accessibility
This measures how easily and quickly customers can reach a real person. It includes navigating phone menus, clarity of options, queue times, and whether customers successfully connect with an agent. Higher scores reflect smoother, more customer-friendly access experiences.
Agent Mastery
This evaluates the service quality and soft skills of the agent. It covers how well they greet, listen, explain, and resolve – plus professionalism, empathy, and clarity. It’s a direct indicator of frontline performance and the quality of your customer conversations.
Discover the difference between public, free, and member access to our banking insights.
From detailed call centre benchmarking to performance leaderboards and downloadable reports,
here's what you can access right now — and what unlocks with a free or paid ACXPA account.
Visitor
Subscriber (Free)
Member (Paid)
Available Australian Banking Sector Data
Read the Executive Summary for the Quarterly Banking Sector Report
High-level overview of the quarterly results - updated quarterly and free to access.
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View the Top 3 and Lowest-ranked Banks (5 metrics)*
Current Quarter Leaders – Visitors only see one metric (Overall CX). Subscribers and Members see both Top 3 and the lowest-ranked for all 5 key metrics.
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Access the Members-Only Banking Benchmarking Dashboard
Explore monthly trends, CX champions, current, 3 & 6-month leaderboards, sector summaries, and downloadable PDF reports – exclusive to ACXPA Members.
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View Individual Bank Results in Monthly & Quarterly PDF Reports
24 metrics for 3 real banks plus sector benchmarks.
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High/Low Leaderboards (12 metrics)
See highest and lowest banking sector scores updated quarterly for 12 metrics.
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Access Last 4 Quarterly Banking Sector Reports
Track sector performance over time.
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▶ See What Else You’re Missing (click to expand)
In addition to the sector-specific data above, you can also unlock the following national insights:
National Call Centre Rankings Access
View Current Quarter Industry Leaders (5 metrics)
Top performers across CX, accessibility, and more.
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Annual Industry Trends (15 metrics)
See how the industry is shifting year to year.
As a free Subscriber, you unlock more in-depth banking insights: from quarterly leaderboards and
national trends to downloadable PDF reports. Paid Members get **everything** plus exclusive tools
and community resources.
Subscriber (Free)
Member (Paid)
Banking Sector Data
Read the Executive Summary for the Quarterly Banking Sector ReportHigh-level overview updated quarterly and free to access.
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View the Top 3 and Lowest-ranked Banks (5 metrics)*Current Quarter Leaders – Visitors see only the Top 3. Subscribers and Members see both Top 3 and Lowest-ranked.
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Access the Members-Only Banking Benchmarking HubExplore monthly trends, CX champions, current, 3 & 6-month leaderboards, sector summaries, and downloadable PDF reports – exclusive to ACXPA Members.
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View Individual Bank Results in Monthly & Quarterly PDF ReportsView 24 metrics for 3 real banks plus sector benchmarks.
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High/Low Leaderboards (12 metrics)View the highest and lowest Banking sector scores for 12 metrics, updated quarterly.
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Access Last 4 Quarterly Banking Sector ReportsTrend data across banking contact performance over time.
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▶ See What Else You’re Missing (click to expand)
In addition to the banking sector specific data above, you can also unlock the following national insights:
National Rankings Access
View Current Quarter Industry Leaders (5 metrics)View the Top performers across CX, accessibility, and more.
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Annual Industry Trends (15 metrics)See how the industry is shifting year to year.
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Sector Comparison Trends (5 metrics)Quarterly cross-sector comparison across 5 benchmarks.
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Top Industry Performers (15 metrics)View Leaderboards for the current month, plus rolling 3 & 6 months for powerful real-time insights.
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Month-to-Month Industry Trends (15 metrics)Monthly metric changes to spot emerging issues and wins.
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Enhanced Sector Comparison Trends (13 metrics)Deep dive into sector differences across 13 metrics.
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Downloadable Industry Reports (PDF)Access monthly and quarterly reports offline as PDFs.
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Lifetime Industry Leaderboards (6 metrics)The most consistent top performers since tracking began.
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Additional ACXPA Member Benefits
Access exclusive discounts on our Banking Benchmarking ServiceMembers receive 10% off ongoing benchmarking engagements.
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Access Australia’s Most Comprehensive Contact Centre ResourcesGuides, templates, calculators, explainer videos and more.
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Discounts to Events & Live TrainingSave on CX Skills training sessions and ACXPA industry events.
The 5 Key Metrics in the Quarterly Banking Reports
These five metrics provide a snapshot of how banks manage new customer enquiries and connection requests, covering both speed and service quality.
They’re just a glimpse into the 80+ CX metrics assessed each month through our Banking Benchmarking Services, with flexible packages to suit different team sizes, goals, and reporting needs.
As a Visitor, you can view the Executive Summary from the most recent quarter. To access full results, rankings and historical trends, consider upgrading to a Subscriber or Member account.
Overall CX Ranking The headline measure of customer experience – combining accessibility and agent service into a single score.
Accessibility Ranking Measures how quickly and easily potential customers can reach a live agent – no client ID required.
Agent Mastery Ranking Evaluates how well frontline staff handle sales-style enquiries – including professionalism, clarity, and resolution quality.
Calls Answered Percentage Tracks the percentage of calls answered within 10 minutes — a key accessibility benchmark.
Average Wait Times Reflects the time customers spend in queue before speaking to someone — a major driver of satisfaction (or frustration).
Special Offer: Discover Your CX Score for Just $697
Curious how your banking contact centre really stacks up? Our Benchmarking Trial gives you a clear, independent CX Score based on national standards — plus a peer comparison against five competitors you choose.
You’ll receive tailored results, actionable insights, and a one-on-one expert workshop to help you improve CX, reduce switching barriers, and strengthen agent capability. No guesswork — just real answers.
Coming Soon! View the Call Centre Rankings for Australian Banks Q2 2025 with call centre wait times, customer experience rankings, access rankings and more.
Current Report! View the Call Centre Rankings for Australian Banks Q1 2025 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q4 2024 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q3 2024 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q2 2024 with call centre wait times, customer experience rankings, access rankings and more.
, Your Quarterly Banking Sector Insights Await
As an ACXPA Subscriber, you can access the latest quarterly Banking Sector report featuring five key CX metrics, executive summary, the Contact Centre CX Quadrant and sector trends.
To unlock monthly leaderboards, past performance reports, CX Champions, downloadable insights and more, upgrade to a Full Membership today.
Overall CX Ranking The headline measure of customer experience – combining accessibility and agent service into a single score.
Accessibility Ranking Measures how quickly and easily potential customers can reach a live agent – no client ID required.
Agent Mastery Ranking Evaluates how well frontline staff handle sales-style enquiries – including professionalism, clarity, and resolution quality.
Calls Answered Percentage Tracks the percentage of calls answered within 10 minutes — a key accessibility benchmark.
Average Wait Times Reflects the time customers spend in queue before speaking to someone — a major driver of satisfaction (or frustration).
Special Offer: Discover Your CX Score for Just $697
Curious how your banking contact centre really stacks up? Our Benchmarking Trial gives you a clear, independent CX Score based on national standards — plus a peer comparison against five competitors you choose.
You’ll receive tailored results, actionable insights, and a one-on-one expert workshop to help you improve CX, reduce switching barriers, and strengthen agent capability. No guesswork — just real answers.
Coming Soon! View the Call Centre Rankings for Australian Banks Q2 2025 with call centre wait times, customer experience rankings, access rankings and more.
Current Report! View the Call Centre Rankings for Australian Banks Q1 2025 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q4 2024 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q3 2024 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q2 2024 with call centre wait times, customer experience rankings, access rankings and more.
, Your Access to All Banking Sector Reports and Insights
As an ACXPA Member, you unlock full access to our complete library of Banking Sector Reports – including all past quarters, downloadable reports, current and lifetime leaderboards, sector trends and lots more.
Scroll down to explore the available quarterly reports.
The 5 Metrics Included in the Quarterly Banking Reports Below
The five metrics included provide a snapshot of performance in the banking sector — but they’re just a small sample of the 80+ individual measures assessed each month through our Banking Benchmarking Services, which include four tailored options to suit different goals and budgets.
Overall CX Ranking The ultimate measure of CX – reflecting performance across all key touchpoints, including accessibility and agent service.
Accessibility Ranking Tracks how quickly and easily customers can connect with a live agent.
Agent Mastery Ranking Evaluates the quality, professionalism and helpfulness of the agent experience.
Calls Answered Percentage Percentage of calls answered within 10 minutes.
Average Wait Times How long customers spend in the queue before speaking to a live agent.
Special Offer: Discover Your CX Score for Just $697
Curious how your banking contact centre really stacks up? Our Benchmarking Trial gives you a clear, independent CX Score based on national standards — plus a peer comparison against five competitors you choose.
You’ll receive tailored results, actionable insights, and a one-on-one expert workshop to help you improve CX, reduce switching barriers, and strengthen agent capability. No guesswork — just real answers.
Coming Soon! View the Call Centre Rankings for Australian Banks Q2 2025 with call centre wait times, customer experience rankings, access rankings and more.
Current Report! View the Call Centre Rankings for Australian Banks Q1 2025 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q4 2024 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q3 2024 with call centre wait times, customer experience rankings, access rankings and more.
Members Only! View the Call Centre Rankings for Australian Banks Q2 2024 with call centre wait times, customer experience rankings, access rankings and more.
Looking for Full Access to the Banking Sector Reports?
You're currently logged in under a Business Membership, which doesn’t include full access to the Banking Sector Reports.
To explore all current and historical quarterly reports – including bank rankings, sector trends, and detailed performance insights – you’ll need to log in with an Individual Membership.